JULY 2010 — Volume 1, Issue 11 »

Disability Tips, Trends, and Topics

The timing couldn’t be worse. Medical disabilities are having a growing financial effect on Americans’ lives — at the same time that the struggling economy is presenting its own challenges. For example, according to a 2008 Harvard Law School study, nearly 1.5 million Americans are in jeopardy of losing their homes due to a medical disability. « READ MORE

Podcast: The Value of Group DI

Disability insurance can be an excellent product for your group clients to offer their employees — and yet, 70 percent of the private sector workforce has no long-term disability insurance. Stu Rubinstein, executive vice president of life, disability, and worksite at USAble Life, goes over the basics of group disability insurance, and talks about a few ways you can save your employer clients money on DI. « LISTEN HERE

Using Risk Management to Build a Better Benefits Plan

Traditionally, benefits and property and casualty have been treated as two completely unrelated practice areas. Individual agents tend to specialize in one or the other, and even full-service firms often use separate specialty teams.

MDRT Teams with AALU to Promote Financial Literacy

You can do well in your practice by doing good. That was the chief take-away of a Sunday afternoon workshop on financial literacy hosted by the Million Dollar Round Table at its 2010 annual meeting.

Insurer to Engage Workers on Disability, Wellness

MetLife has introduced a program designed to help companies engage employees in managing their health and potentially to reduce disability-related absences.

The More, The Better: Success in the Multi-Life DI Market

Selling individual disability insurance to two or more employees at the same employer is less expensive than selling coverage to just one.

Federal Agencies to Offer Same-Sex Partner Benefits

President Obama has issued a memorandum that directs federal agencies to do what they can to offer same-sex domestic partners the same benefits they offer opposite-sex spouses.